Budget Notepad
Privacy Policy
Effective Date: August 7, 2025
Budget Notepad lets you plan budgets, log expenses, and view spending insights. This Policy outlines what data exists inside the app, where it resides, and how it remains secure.
1. Where Your Data Lives
All budgets, transactions, accounts, payees, and charts are saved locally on your Apple devices.
Syncing occurs only through your personal iCloud Drive. No information is ever copied to the developer’s servers or shared outside Apple’s iCloud infrastructure.
2. Encryption and Apple Security
Encrypted at rest and in transit – iCloud files are encrypted on Apple servers and during transfer. Local copies sit inside your device’s encrypted app sandbox.
OS-level authentication – Access relies on your Apple ID plus your device passcode, Touch ID, or Face ID. Budget Notepad never sees or stores your biometrics, Apple ID password, or two-factor codes.
3. Location and Network Usage
Budget Notepad does not request GPS, Wi-Fi positioning, or any other location service. All features work fully without external network calls aside from iCloud syncing.
4. On-Device Processing
All budgeting, logging, and chart generation happens entirely on your device. No text, numbers, or files are sent off device for processing.
5. Children’s Privacy
The app is intended for users aged 18 and older (or the age of majority where you live). Because data never leaves your Apple ecosystem, no external repository of children’s data exists.
6. Your Responsibility
Protect your Apple ID and devices. If someone gains access to an unlocked device or iCloud credentials, your financial records could be exposed. Use strong passcodes and two-factor authentication.
Data retention. Delete a budget or uninstall the app to remove its data from the device and, after Apple’s standard deletion window, from iCloud.
7. Changes to This Policy
We may revise this Privacy Policy. Continued use of Budget Notepad after a revision means you accept the updated terms.
8. Contact
Questions or concerns? Direct message @davinese on Instagram.
By using Budget Notepad, you confirm that you have read, understood, and agree to this Privacy Policy.